Bill Pay Exchange


What is Bill Pay Exchange

Bill Pay Exchange - BPX - is an exciting new service brought about by the modernization of Mobile & Online Banking Bill Payments. U.S. businesses ( Billers ) can now enroll and receive payments from their Customers using Credit Cards, Real-Time Payments, Bank Transfer (even inter-bank, meaning the Payer and Biller can have different banks), Venmo, Zelle and more! Our "Good Funds" payment gateway allows for instant real-time digital B2B, C2B & B2C payments that are immediate, irrevocable, intra-bank and/or interbank account-to-account (A2A) transfers that utilize a real-time messaging system connected to every transaction participant through all U.S. based financial institutions. Funds are available for use by your company as the receiver and real-time confirmation is provided to both you ("the sender") and receiver in seconds. Most Good Funds transactions are "Credit Push" versus "Debit Pull."

Payers, both individuals and companies can use their bank’s website or mobile app to easily add billers, view bill details in rich data format, receive due-date notifications and payment confirmations, and pay bills including how much and when to pay. Billers receive access to an additional billing and payment channel, which will reduce the cost of mailing paper bills and processing checks, provide faster reconciliation, and lower customer support costs because of added payment transparency. Plus, billers will be able to integrate their accounting systems with the payment data provided by Bill Pay Exchange.


Real-Time Bill Payments

About Mobile Bill Pay Exchange

Business want to receive "Good Funds" Real-Time payments. Good Funds instant, final (irrevocable - "good funds"), secure and immediately usable by the recipient (Biller). Imagine getting paid instantly without the fear of revocations or chargebacks? . Today Payments is a leader in the evolution of instant real-time payments. We were years ahead of competitors recognizing the benefits of Real-Time ACH funding through Real-time Direct Deposits (ACH Push) and Real-time Direct Payments (ACH Pull). Our customers receive faster availability of funds on deposited items and instant notification of items presented for deposit all based on real-time activity. Dedicated to providing superior customer service and industry-leading technology. Our platform with its tools / widgets help organizations of all sizes reduce transaction costs, mitigate risk and increase efficiencies. Our system ensures proper Authentication, Authorization, Verification, Settlement, Notifications and Postings.



Features and Benefits of Real-Time Bill Payments




  • Money Transfer: Payers can use their Credit or Debit cards or current bank account to pay their bill.
  • It's Fast: 24/7/365 access to funds anytime vs. several days for paper checks or ACH transfers to process.
  • It's Final: Payee disbursed funds are Instant and Irrevocable.
  • Software Integration: Integrate your Accounting, CMS Management or Enterprise software with us.
  • Message Detail: Full 145 characters available using ISO 20022 XML format.
  • Online Real-Time Reporting: Configured Dashboard with Virtual Terminal login.

  • Your Choice ~ Integrate your software system with us or, send us your API and we'll integrate Real-Time Payments with YOU!

When mailed Checks, "Next-Day" or "Same-Day" payments are too slow - think Real-Time Bill Payments:

  • Bill Pay Exchange payments are SAFE:
    bank-to-bank transactions, using bank login authorization, are the most secure method of funds transfer available.
  • Bill Pay Exchange payments are FAST:
    24/7/365 payments and access to funds anytime.
    Bill Pay Exchange payments are EFFICIENT:
    The platform makes digital payments effortless and more efficient. We drive efficiencies and cost savings.
    Bill Pay Exchange payments are EASY TO USE:
    It connects users across the globe all through one digital hub.

    Worried about Internet security? DON'T BE:
  • Fraud Protection: Identify, manage and prevent suspicious or potentially costly fraudulent transactions with our customizable, rules-based solutions.
  • After a transaction is processed, you'll even receive an e-mail with amount confirmation and receiver information. Plus, our payment platform gives you the ability to manually key-in transactions anywhere there's an Internet connection.


Our Real-Time Payment Platform


Instant Real-time Bill Payments

Bill Pay Exchange ~ Sponsored by MasterCard

HIGHLY RECOMMENDED!
All U.S. companies / billers should enroll

What is: Bill Pay Exchange

Bill Pay Exchange is offered through banks and credit unions to enable consumers to use their computer or mobile banking app to easily set up all billers, receive notifications on payments due, view billing details and manage multiple accounts in one place, while also allowing customers to specify when and how much to pay various accounts. Processing for both B2B & C2B ~

More info

Process with the Bill Pay Exchange Professionals

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  • Automation of Accounts Receivable Collection with Real-Time Settlement & Deposit
  • Automation of Accounts Payable Payments with Real-Time Settlement & Deposit
  • One-Time & Recurring Debits & Credits with Real-Time Settlement & Deposit

Each day, thousands of businesses around the country are turning their transactions into profit with real-time payment solutions like ours.


How to enroll in Bill Pay Exchange payment processing?